Cash Flow & Working Capital
Forecast, receivables aging, and shortfall early warnings
Cash Balance
₹78 L
-18.4% vs last month
Receivables
₹640 L
+22% YoY
90+ day AR
₹70 L
+84% YoY
Cash Conversion Cycle
94 days
+16 days vs PY
Cash balance forecast (6-month, ₹ L)
Shortfall in JulCritical Warning
Projected cash balance will fall below -₹8 L in July 2025 unless collections improve.
Expected inflow: ₹240 L
Expected outflow: ₹295 L
Recommended: accelerate AR, delay capex
Receivables Aging
Receivables Breakdown
| Bucket | Amount | % of total |
|---|---|---|
| 0–30 days | ₹280 L | 43.8% |
| 31–60 days | ₹178 L | 27.8% |
| 61–90 days | ₹112 L | 17.5% |
| 90+ days | ₹70 L | 10.9% |
InsightReceivables rising faster than revenue
Observation — Receivables grew 22% YoY vs 8.2% revenue growth.
Evidence — 90+ day bucket rose from ₹38 L to ₹70 L. Kohli Traders and Global Fabrics Inc. account for most of the increase.
Diagnosis — New customer credit extended without tightened collection follow-up.
Implication — ~₹105 L of extra working capital locked in AR; drives the July cash shortfall.
Action — Launch collection drive for 90+ day accounts. Introduce credit cap for new customers.