Financial intelligence for growing Indian businesses

Know what's
happening in
your business.

FinIntel sits above Tally, Zoho or your spreadsheets and tells you what's going wrong, why it matters, and what to do — the analysis a full finance team would give you.

Cash flow · 6-month forecast⚠ shortfall

Cash turns negative in July unless collections improve.

Apr balance
₹62 L
Jul projected
−₹8 L risk
90+ day AR
₹70 L +84% YoY
Gross margin · 8 qtrs−3.1 pp
Action: trigger 90+ day collections
Tally PrimeZoho BooksCSV / Excel importPer-company data isolationFull audit trail
01

Cash problems, six months early

FinIntel reads your sales, purchases and receivables and projects your cash balance month by month. It warns you before a shortfall — not after it has already hit.

Cash flow forecast · next 6 months⚠ shortfall in Jul
Apr
May
Jun
Jul
Aug
Sep

Projected cash falls below zero in July unless collections improve.

02

Where margins are leaking

Product-level margin analysis showing exactly which lines are losing ground, and whether it's price, cost or mix — with a specific diagnosis, not a chart alone.

Gross margin · YoY by product
ProductMarginYoY
Polyester Blend24.8%−6.1 pp
Cotton Fabric32.1%−4.2 pp
Dyed Yarn26.4%−0.8 pp
Finished Garments38.2%+2.4 pp
Diagnosis: purchase cost +14%, selling price +6%
03

Exceptions you'd otherwise miss

Duplicate invoices, unusual supplier prices, over-limit purchases — flagged with the reason and the evidence, ready for your review.

Transaction exceptions · 3 flaggedneeds review
INV-2024-1287Rajesh Suppliers₹4.2 LPossible duplicate
Ravi ChemicalsRavi Chemicals₹1.85 LPrice +22% vs avg
Mehta TextilesMehta Textiles₹9.9 LAbove approval limit
3 items need review · ~₹16 L exposed

Six narrow agents, not one chatbot.

Each does one job and logs what it did. Use them on their own, or just ask a question and let the orchestrator pick.

01

Cash Flow Agent

Projects cash balances and flags shortfalls before they happen, based on actual sales, purchases and receivables.

02

Margin Analyst

Splits P&L changes into volume, price, cost and mix — by product, customer, or cost line.

03

Transaction Auditor

Flags duplicate invoices, unusual prices and over-limit purchases with the evidence attached.

04

Budget Variance

Compares actuals to budget every month and surfaces overruns early, with the reason.

05

Virtual CFO

Writes the monthly management note: what's happening, why it matters, what to do next.

06

Orchestrator

Routes any question to the right agent and combines the answer into one evidence-based reply.

Try the orchestrator

Pricing

Free during beta. Billed monthly, GST extra.

Essential

₹7,500per month

  • Financial dashboard
  • Monthly management report
  • Basic alerts
  • CSV imports
Start free trial

Growth

★ most teams start here

₹15,000per month

  • Everything in Essential
  • Tally / Zoho integrations
  • Cash flow forecasting
  • Budgets & scenarios
  • AI commentary
Start free trial

Enterprise

Customtalk to us

  • Multi-entity reporting
  • Advanced permissions
  • Custom reports
  • Professional workflows
Contact sales

Questions

Does it replace my accountant or CA?+

No. FinIntel is analysis and advisory. Your CA remains responsible for statutory accounting, audit and tax filings. FinIntel helps you ask better questions and spot issues earlier — but every conclusion requires professional review.

Which accounting software does it connect to?+

Tally Prime and Zoho Books directly, plus CSV/Excel import as a universal fallback. Auditflow integration is planned. We keep source data, normalised data and corrections traceable and repeatable.

Is my data safe?+

Yes. Each company's data is isolated. All access is logged. Source files and reports are stored privately with encryption at rest. You can export everything at any time.

Is this investment advice?+

No. FinIntel is a financial analysis and advisory workflow tool. All conclusions are informational and require your own judgment. It is not a substitute for regulated investment advice.

Try it on your last 12 months of Tally data.

Free during beta. No credit card.

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